Phoenix, Arizona, ERISA Disability Insurance Benefits Lawyers Serving Arizona and the Nation

If a disability prevents you from working, your long-term disability insurance or short-term disability insurance plan may entitle you to continued pay and benefits during your disability. If an employer provides these benefits, the benefit plan is most likely governed by the Employee Retirement Income Security Act or ERISA. The act sets standards with which the plan must comply, and requires that employers live up to their promises to provide disability insurance benefits.

However, it is not always easy to get what you are entitled to. It may feel like being "hit when you are down" to be denied the disability or health benefits you need at this time. Our attorneys are nationally renowned advocates for employees who have been treated unfairly and denied benefits.

What Conditions May Entitle You To Disability?

Even if your doctor states that your condition prevents you from working, you could be turned down for long-term disability insurance benefits. Any one of us is subject to disabling conditions, or multiple conditions that could, combined, prevent us from working. Mental and emotional disability claims can be harder to document than physical conditions that x-rays or other tests may show. Yet, many people have these illnesses, to a disabling degree. Among the reasons you may be entitled to LTD of STD benefits because of mental health claims are:

• Post-traumatic stress disorder (PTSD)
• Obsessive-compulsive disorder (OCD)
• Anxiety disorders
• Bipolar disorder
• Schizophrenia
• Depression
• Dementia
• And others

Other serious illnesses that may be covered include:

• Congestive heart failure
• Carpal tunnel syndrome
• Chronic fatigue
• Kidney disease
• Osteoarthritis
• Back injuries
• Lung disease
• Fibromyalgia
• Chronic pain
• Hepatitis C
• Leukemia
• Paralysis
• Diabetes
• Asthma
• Cancer
• Lupus

ERISA Disability Insurance Benefits Attorneys

Our practice includes fully documenting your condition, filling out the necessary forms, and pursuing appeals with the Plan Administrator when necessary. Know your rights before you file an appeal with the plan. Many times, the failure to consult an attorney before appealing to the plan will limit your chances for success if you later decide to pursue your claim in court. It is most important to know that if you need to take your case to court, you may be limited in your evidence to what you have earlier presented in your appeal to the plan administrator.

We strive to resolve the matter, but we will litigate on your behalf if your health and disability benefits are wrongfully terminated or denied.

See our notable case results and FAQ.

Contact an Experienced Employment Attorney

For more information or to schedule an appointment with an experienced Phoenix mental health claims attorney please call (602)240-6900 or toll free 1-800-952-4750. You can also contact us online.